Clik2pay started in 2018 and is led by a team with deep business and technology expertise in the payments and digital banking industry. Our passion is improving how people pay – and how businesses are paid.
Our company, Foghorn Payments enables payment processing services for businesses that deliver convenient, secure and reliable payments directly from bank deposit accounts.
Clik2pay is an innovative new bill payment solution that enables immediate payment of any biller invoice. It is an easy and secure way to receive payments from customers, directly from their bank accounts.
With nearly 30 years in payments and digital banking, Mike has helped drive a generation of innovation in payments. Mike’s career began in the earliest days of debit card roll-out and Internet banking in management roles with Bank of Montreal and the Canadian Bankers Association.
As head of Visa Canada’s product team from 2004-12, Mike oversaw the launch of new products including chip cards, RFID/tap cards, Visa Debit, prepaid and digital wallets. As a member of the global product leadership team, Mike helped to transform Visa’s Canadian operation through the IPO period (NYSE:V).
As a consultant, Mike’s company NorthCard supports payment networks, financial institutions and companies across North America, including Payments Canada, major credit unions, Rogers, Interac, Moneris and others. Mike is the founder of Clik2pay, and an instructor for the Rotman course The Business of Payments.
Jordan Cohen is one of the leaders in the Canadian merchant acquiring industry. Jordan began his career with American Express establishment services, then moved to CIBC assuming responsible for key functional areas within CIBC’s merchant services business - until assuming executive responsibility for the business within the bank.
Jordan led CIBC’s divestiture of the business to Global Payments Canada, which he joined in 2001 to lead its entry into the Canadian market. Global Payments immediately became one of Canada’s largest payment processors, as a division of Global Payments Inc. (NYSE:GPN). In this role, Jordan was actively involved in industry affairs, including as chair of the MasterCard Canada advisory board.
In 2016, Jordan became Chief Commercial Officer of Dream Payments Corp., with a mandate to develop customer relationships that grow the company within Canada and internationally. Jordan remains active in the industry as principal of Jordan Cohen Consulting.
As Chief Operating Officer of Payments Canada, Justin led efforts to modernize Canada’s core payments systems, transformed the organization into a payments centre of excellence and helped to define the emerging PayTech industry. As CEO for one of these PayTechs, he established a new strategic path for the $50M business.
Justin has worked closely with major regulatory agencies on the payments file and has appeared as a witness to both Senate and Commons Committees, as well as the House of Lords in the UK. His earlier career in retail banking and international financial services made a foundational contribution to the change that he now effects.
Justin is an experienced entrepreneur - having been a co-founder in a retail eyewear company with 28 stores in Canada and the UK, an indoor farm in Ontario, rooftop commercial rooftop solar development and a commercial kitchen services firm. He has experience raising funds from private equity and has worked on multiple investment banking transactions, on both buy and sell sides.
Gerry is currently a Strategic Advisor with Tata Consultancy Services and Executive Advisor with Mindbridge AI and Clik2pay. From 2013-20, Gerry was President and CEO of Payments Canada, where he developed and executed a strategic plan to modernize the Canadian payments system. In this role, Gerry also oversaw changes to Payments Canada’s governance and board structure.
Prior to that, Gerry held executive roles at the Bank of Canada, leading Banking Operations, Corporate Services and Currency. Gerry has been a member of the International Council of Payment Association Chief Executives and was a founding member of P7 - a group of 11 Asia Pacific payment entities. He was a director of Fortress Global Enterprises and Landqart AG in Switzerland, and a member of an international business ethics accreditation council, based in London. He also co-led the flagship executive leadership program at the Gestalt International Study Center in Massachusetts and co-founded AdAstra, a Canadian charity organization.
Brian’s career in retail banking includes executive roles in products, marketing and wealth management at Scotiabank. Brian led the everyday banking group, driving record business growth highlighted by the development and launch of new debit card and bank account products, a prepaid card program and mobile wallets.
Brian sat on the Interac Board of Directors, represented his bank in cross-industry payments initiatives and managed multiple business partner and vendor relationships. Within Scotiabank, Brian grew the person-to-person money movement business while reinventing customer experiences.
Brian led a marketing team where he drove the post-launch growth of the SCENE loyalty program, and in wealth management he ran the bank’s trust company and led strategic initiatives across the private client group. Brian spent the earlier part of his career in human resources, M&A, commercial banking services and credit cards. Brian currently consults in digital identification and payments.
Rob has spent 40 years in the financial services industry including a long career with BMO Bank of Montreal where he retired as President and CEO, Personal and Commercial Client Group in 2006. He was on the Board of MasterCard International and Interac Canada for many years, as well as a past Chair of the Canadian Bankers Association.
Rob is currently on the Board of Directors of five companies located in Canada and the United States - all of whom are in financial services and payments. Rob has deep operational and leadership experience with a specific emphasis in electronic payments.
David spent almost 30 years in diverse roles at Rogers Communications. He started in Finance in 1990 and became VP of Investor Relations and Financial planning in the mid-90’s. David transitioned to Rogers Wireless in 2000, just as the Company adopted GSM technology. In that role David authored the original business plan for the new mobile data network, and worked on many of the earliest mobile browser, Blackberry, iPhone and IOT projects. In 2004 he conceived of and founded the Inukshuk JV with Bell Canada, which built and operated a shared fixed-wireless network.
In 2005 David co-founded Enstream with Bell and TELUS, into which Rogers sold the Suretap Mobile wallet, a mobile payment service developed at Rogers that was years ahead of ‘the pays’ we are familiar with today. The concept of banking on a smartphone was so appealing to David that he developed a plan for Rogers to become a national bank itself. In 2015 David became the President and CEO of the Bank he founded. When David exited Rogers in 2019 Rogers Bank was Canada’s fastest growing Bank by assets.
David is the Chief Commercial Officer of Clik2pay and is currently pursuing his ICD.D designation.
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