Making pay by bank better for everyone

Accept payments directly from a bank account – offering flexibility on how customers pay.

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Who we are

Changing how people pay

Clik2pay is a fully digital payment solution enabling businesses to accept real-time or recurring payments directly from a bank account.

A next-generation alternative to credit cards means lower costs and better reach for you, plus more options for your customers.

Why Clik2pay

Unlock new ways for customers to pay

Connect with your customers wherever they are – online, in person, or on the go. Give your customers a familiar, trusted way to pay.

  • Online: pay with the click of a button
  • QR Code: scan and pay on mobile
  • Text or Email: click on a link to pay

Payments your way

With flexible payment solutions, it is easy to get started.


Accept real-time payments on your website and in-app, supported by robust reporting. Save up to 50% compared to credit cards.


A no-code way for agents to send an SMS or email with a link to pay. Up to 75% of payments are collected in real time.

Batch process

A no-code way to send up to 5,000 payment requests in one click. Just upload a spreadsheet with details for each transfer.

How it works

Payments that meet your needs and exceed expectations

Accept real-time payments

Once the customer chooses their bank, they will be taken directly to their bank’s app to accept the Interac e-Transfer®.

Issue real-time payouts

Send refunds, rebates, or instant payments to a customer’s email address using Interac e-Transfer.

Collect recurring payments

Using Open Banking data, customers sign into their online banking to link their bank account for recurring payments.

Canada loves Interac e-Transfer

Reach up to 40% more customers who prefer to pay by bank account or don’t have access to credit cards.


YoY growth Interac e‑Transfer Request Money


Interac e‑Transfer transactions


of Canadians have used Interac e‑Transfer

Businesses We Serve

Solutions built for your business model

Bill Pay

Offer a way to pay down owing balances instantly

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Improve the success rate of collecting overdue funds

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Reach more customers and increase sales while reducing costs

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Financial Services

Top-up cards, fund wallets, or pay loans in real-time

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Reach more donors and get more out of each dollar donated

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Go to market quickly with easy-to-use APIs or no-code options

Start accepting payments with our simple and robust APIs, or get up and running instantly with no-code agent-assisted payments. Our dedicated business success team supports each integration in EDT and CET time zones.

Check out the docs