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Collections teams in Canada need to recover money while staying compliant, reducing call time, and minimising friction for vulnerable customers. Traditional payment methods, such as phone‑taken card payments, mailed cheques, and manual transfers via outdated payment processors, create delays, risk, and higher operating costs. Working with a top payment processor such as Clik2pay that supports […]

Canadian businesses do not actually need to manage three separate providers for every payment anymore, but it helps to understand what a payment gateway, payment processor, and merchant account do and where a modern pay by bank provider like Clik2pay fits into that picture. This is especially true if you want to reduce card fees […]

Payment experience and customer loyalty are tightly connected, even if customers never say, “I love this brand because of their checkout.” In reality, a smooth, trusted way to pay is one of the quiet reasons people come back, and a clunky one is a big reason they leave.​ Why payment is a loyalty moment, not […]

Understanding real-time payments in Canada means looking at how systems such as Interac e‑Transfer work today and how the upcoming Real-Time Rail (RTR) will transform instant money movement in the next few years. These changes will affect how consumers, businesses, and financial institutions send, receive, and reconcile payments across the country.​ What are real-time payments? […]

Customers are getting tired of passwords, card updates, and failed payments. Pay by bank solves a lot of that pain, but most people won’t change their behaviour unless they clearly see what’s in it for them. This is where smart, simple encouragement comes in. Start With Why It’s Better Before asking customers to do anything […]