How can Canadian merchants avoid Shopify chargebacks?

April 3, 2025

Introduction To Chargebacks

Chargebacks are a nightmare for Shopify merchants. From fraudulent transactions to friendly fraud, every chargeback dispute takes time, money, and energy—often leaving merchants frustrated and feeling unprotected.

Many business owners have shared their experiences online: “Chargebacks keep happening, and fraud detection isn’t working.” “Lost $1,500 to a chargeback—even after delivering the product.” “Chargebacks freeze payouts and hurt cash flow.”

Why Chargebacks Are a Problem

  • Chargebacks cost money. Shopify merchants not only lose the disputed amount but also pay additional fees.
  • Fraud protection is limited. Many merchants report losing chargeback disputes even with clear evidence.
  • Chargebacks disrupt cash flow. Frozen payouts and high dispute rates can impact business operations.
  • Friendly fraud is rising. Customers may file chargebacks after receiving products, exploiting loopholes in the system.

Fighting chargebacks through the credit card company is time-consuming, and even if a merchant wins the chargeback, the process is still costly and frustrating. The best solution? Minimize chargebacks altogether with Interac e-Transfer®.

How Clik2pay Reduces Chargebacks

Instead of relying on credit card transactions that expose merchants to chargebacks, Shopify stores can add Clik2pay via Interac® to their cashier—a chargeback-free payment method.

  1. Irrevocable Payments: Unlike credit card payments, Interac e-Transfer transactions are good funds—meaning the money for the purchase is debited from the customer’s account right away. Merchants no longer need to worry about disputed amounts or credit card chargeback claims.
  2. Higher Profits: Most eCommerce payments in Canada are processed via credit cards, which come with high fees and chargeback risks. Clik2pay cuts credit card processing costs by up to 50% while minimizing chargeback-related losses.
  3. Trusted by Canadians: Interac e-Transfer is widely used and trusted across Canada. With Clik2pay, Shopify merchants can offer customers a familiar, secure way to pay directly from their bank accounts—no credit cards required, no chargeback disputes.
  4. Improved Security: Customers follow on-screen instructions to complete their payment in two clicks, directly from their bank’s app or online banking. This means customers need to dispute fraudulent transactions directly with their bank.

Get Started Today

Chargebacks don’t just cost money—they hurt business growth. If you’re tired of disputes, frozen payouts, and unfair rulings, it’s time to add Clik2pay via Interac® to your Shopify store today. Start accepting payments that are secure, cost-effective, and chargeback-free.

Try it now and start accepting Interac payments and protect your business.